Wednesday, October 30, 2013

5 bed / 3 bath in Lawrenceville, GA


Home Sweet Home! 

Well maintained home with fenced yard, antiqued & sealed concrete patio, and deck. Great for kids, pets, and entertaining! 

Upgrades include: new HVAC, wood blinds, custom window screens (UV & heat blocking), sprinkler system, laminate floors w/ 20 year warranty, ceiling fans. 

A must see! Priced to sell, not a short sale or foreclosure. 1 year AHS Home Warranty available.




If you are considering SELLING your home, now is the time to GET OFF THE FENCE! Give me a call at (404) 857-2508!
  
 In Georgia, I service Monroe, Loganville, Grayson, Snellville, Lilburn, Lithonia, Lawrenceville, Duluth, Dacula, and Stone Mountain. 

Outside of these areas? No problem! I can still help!

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Natasha Liburd Bazile is a Realtor with Coldwell Banker Atlanta and the Lead Home Stager with Heart of Decor in Georgia (virtual services available). She prides herself in being a guide to her clients and finds fulfillment in helping them achieve their goals.

Direct Phone: (404) 857-2508 
www.NatashaKnowsATLHomes.com Email - Facebook - Twitter - YouTube


Homeowner's Feedback about their SALE - Loganville, GA


Just received these kind words from a seller I had the pleasure of working with (her home went under contract in 15 days; closed in a month). While I didn't get to physically meet her because she now resides in Iowa, she was a joy to work with! 

Hi Natasha!

I hope this email finds you enjoying your day! If I had ten thousand tongues I could not thank you enough for your patience and outstanding professionalism. I appreciate the fact that you always made time for me, and were always willing to answer my many questions. If given any future opportunities, I will recommend you to friends and family members in need of assistance. Too, I received the card you sent today, and I would like to thank you for making a donation in my name. May the kindness you have shown me be returned to you in blessings too numerous for you to count!

Thanks again and may you always be prosperous in all that you do!
-Sherri




If you are planning to SELL your home, give me a call at (404) 857-2508!
  
 In Georgia, I service Monroe, Loganville, Grayson, Snellville, Lilburn, Lithonia, Lawrenceville, Duluth, Dacula, and Stone Mountain. 

Outside of these areas? No problem! I can still help!

-------------------------------------------------------------------------------------------------
Natasha Liburd Bazile is a Realtor with Coldwell Banker Atlanta and the Lead Home Stager with Heart of Decor in Georgia (virtual services available). She prides herself in being a guide to her clients and finds fulfillment in helping them achieve their goals.

Direct Phone: (404) 857-2508 
www.NatashaKnowsATLHomes.com Email - Facebook - Twitter - YouTube

Tuesday, October 29, 2013

Real Estate 411

411.pngWhen you’re buying or selling, the obvious source to get your real estate question answered is your agent but where do you go the rest of the time?  As a homeowner for many years to come, you’ll need reliable help and solid suggestions.

Our business goal is to have a select group of our friends and past customers who consider us their lifelong real estate professional. We want to earn that trusted position so they’ll enthusiastically refer their friends to us.  Our plan to achieve this is simply to help these people with all of their real estate needs not just when they buy or sell but for all the years in between.

Throughout the year, we offer reminders and suggestions by email and social media that benefit your homeowner experience.  When we find good articles to help you be a better homeowner, we’ll pass them along.  You’ll discover new ways to maintain your property, minimize expenses and manage debt and risk.

We want to be your “Go-To” person for everything to do with real estate.  If we don’t have the answer you need, we’ll point you in the right direction to find it.
We’re here for you and your friends…now and in the future.  Please let us know how we can help you.

If you are planning to PURCHASE, SELL your home, or just have questions, let me be your "Go-To" person! Give me a call at (404) 857-2508!
  
 In Georgia, I service Monroe, Loganville, Grayson, Snellville, Lilburn, Lithonia, Lawrenceville, Duluth, Dacula, and Stone Mountain. 

Outside of these areas? No problem! I can still help!

-------------------------------------------------------------------------------------------------
Natasha Liburd Bazile is a Realtor with Coldwell Banker Atlanta and the Lead Home Stager with Heart of Decor in Georgia (virtual services available). She prides herself in being a guide to her clients and finds fulfillment in helping them achieve their goals.

Direct Phone: (404) 857-2508 
www.NatashaKnowsATLHomes.com Email - Facebook - Twitter - YouTube

Tuesday, October 22, 2013

Why Borrowers Pay Different Rates

interest.pngLenders, like any business, have to make a profit.  The cost of acquiring the funds, the operating costs to service and the expected profit margin are easily identified.  The variable in pricing is the type of mortgage and the credit worthiness of the borrower.

A loan with a 3.5% down payment is riskier than a loan with 20% down payment.  If the lender has to take the property back to recover their expense, the margin is greater between what is owed and what the property is worth on an 80% mortgage.

Credit scoring is a risk-based pricing method that allow
s a lender to be competitive in the market for the best loans from different borrower groups.  Individual lenders set their own levels for what they consider “A” credit which is reserved for the best rates.  If good credit is approximately 710 to 740, scores below that are considered higher risk and will have higher rates.

Risk must be assessed for both the borrower and the property that collateralizes the loan.  The borrower’s credit history and income stability are strongly evaluated by the lender but if a default should occur, the property must secure the loan to avoid a loss to the lender.



Mortgage pricing.png
The challenge for some buyers is they are unaware of what their credit score is and how it will affect the interest rate offered by the lender.  It is to the buyer’s advantage to be pre-approved by a reputable lender prior to starting the process of looking for a home.  In some cases, the lender can actually improve the borrower’s credit score to help them qualify for a lower interest rate.

Contact me for a recommendation of a trusted mortgage professional - info@natashaknowsatlhomes.com or (404) 857-2508!
  
 In Georgia, I service Monroe, Loganville, Grayson, Snellville, Lilburn, Lithonia, Stone Mountain, Lawrenceville, Duluth, Suwanee, Buford, Dacula, and surrounding areas. 

Outside of these areas? No problem! I can still help!

-------------------------------------------------------------------------------------------------
Natasha Liburd Bazile is a Realtor with Coldwell Banker Atlanta and the Lead Home Stager with Heart of Decor in Georgia (virtual services available). She prides herself in being a guide to her clients and finds fulfillment in helping them achieve their goals.

Direct Phone: (404) 857-2508 
www.NatashaKnowsATLHomes.com Email - Facebook - Twitter - YouTube

Tuesday, October 15, 2013

Lower Anxieties/Improve Marketability

Home inspection.jpgOne of the anxiety highpoints during the sale of a home is waiting for the buyer’s home inspection report.  Most sellers willingly disclose what they know about their home to any potential buyers.  The concern stems from the inspector finding something that they’re totally unaware of and that it will either cost them a lot of money to correct or the buyer will simply use it to void the contract. 

If the inspection does reveal some unknown problem with the home, it’s probably as big a surprise to the buyer who is not as emotionally or financially invested as the seller.  It is human nature to fear what you don’t understand and when a report identifies defects, they may simply opt-out of the home. 

The solution to the situation may be for the seller to have the home inspected prior to putting it on the market.  There is still a risk of becoming surprised by an unknown defect which at that point, would have to be disclosed to potential buyers or repaired by the seller.  The advantage is that it creates a baseline to compare discrepancies that may arise when a future buyer has the home inspected. 

If the seller’s inspection report is made available during the marketing process, it could give buyers a sense of confidence about the home even though they may still choose to have the home checked by their own inspector. 

The cost of the inspection, possibly $500, keeps some sellers from taking this initiative when selling their home.  In an effort to minimize their expenses, they forego getting valuable, disinterested 3rd party advice that could help sell their home.  On a $175,000 home, the fee for the inspection will probably be less than 3/10 of one percent of the sales price. 

Another option to the seller to increase marketability of the property and bolster buyer confidence in the home would be to offer a home protection plan.  Generally, the seller doesn’t incur cost for this coverage until the home is sold and there may even be some coverage for the seller during the listing period.  The benefit to the buyer is avoiding unanticipated expenses for specific items that are covered during their first year of ownership. 

Contact me for recommendations of home inspectors or home protection plans. 

If you are planning to SELL your home, give me a call at (404) 857-2508!
  
 In Georgia, I service Monroe, Loganville, Grayson, Snellville, Lilburn, Lithonia, Lawrenceville, Duluth, Dacula, and Stone Mountain. 

Outside of these areas? No problem! I can still help!

-------------------------------------------------------------------------------------------------
Natasha Liburd Bazile is a Realtor with Coldwell Banker Atlanta and the Lead Home Stager with Heart of Decor in Georgia (virtual services available). She prides herself in being a guide to her clients and finds fulfillment in helping them achieve their goals.

Direct Phone: (404) 857-2508 
www.NatashaKnowsATLHomes.com Email - Facebook - Twitter - YouTube