Saturday, May 2, 2015

FOR SALE - 1695 Summit View Way Snellville, GA 30078


Home Sweet Home!
 $139,900
 
This 3 bedroom, 2 bathroom CONTEMPORARY RANCH style home has been recently updated and is MOVE-IN ready!

(OPEN HOUSE info below)
 




 Features include:
NEW FLOORING & LIGHT FIXTURES
SPACIOUS MASTER SUITE
EAT-IN KITCHEN W/ LOTS OF CABINETS
GRANITE COUNTERTOPS
TILE MOSAIC BACKSPLASH
FRESH PAINT (interior & exterior)
ENERGY-EFFICIENT WINDOWS w/ lifetime guarantee
LARGE PRIVATE BACKYARD
STAINED DECK
TERMITE BOND
NEWER ROOF
Plus much more!

Watch the VIDEO TOUR
View more pictures MLS LISTING
MLS #: 5532947, 7446060 

Property Flyer

 

 
Come see for yourself during the OPEN HOUSE on 5/3/15 2-4pm or contact me at (404) 857-2508 to schedule a showing. 
Hurry... It is priced to sell and won't last long!
 
Open House Flyer


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Natasha Liburd Bazile is a Realtor with Keller Williams Atlanta Partners and the Lead Home Stager with Heart of Decor in Georgia (virtual services available). She prides herself in being a guide to her clients and finds fulfillment in helping them achieve their goals.

Direct Phone: (404) 857-2508 
www.SoldbyNat.com Email - Facebook - Twitter - YouTube

Friday, May 1, 2015

Pay More or Less

Paying more for your house payment does not make your home more valuable. It does mean that the mortgage rate may be higher than it has to be. more or less.png

Even though fixed rates may never again be as low as they are currently, an adjustable rate mortgage may provide the lowest cost of ownership depending on how long a borrower plans to own a home. There are different types of ARMs but the one in this example is a 30 year mortgage with the rate fixed for five years and can adjust every one year after that based on independent indexes.

Another feature of a FHA ARM is the maximum rate change in one period is 1% and the maximum lifetime cap is 5% over the initial rate.

In the example below, the payment on the adjustable is $153.48 lower for the first five years or 60 payments. Another interesting thing is that lower interest rate loans amortize faster than higher interest rate loans. In this example, the ARM has a lower unpaid balance at the end of the first five years by $4,239.

The total savings on the ARM at the end of the first period is $13,477. If a borrower felt confident they would sell the home prior to the breakeven point of 8.5 years, the ARM would produce a lower cost of housing even if the mortgage rate escalated the maximum at each adjustment period.

To help determine whether you pay more or less, consult with a trusted mortgage professional and your real estate agent to learn the advantages and disadvantages of different programs. To try your own comparison, check today’s rates at the Freddie Mac Mortgage Rate Survey and plug your numbers into an Equity Accelerator

ARM comparison2.png.jpg